Final Expense Life Insurance

Home Costs of Policy Eligibility and Requirements Types

Common Questions

1. What is a funeral plan?
A funeral plan is a plan provided by many Uk insurers which allows the customer to pay towards a simple cremation funeral, so that your loved ones can be helped out during a difficult time. Depending on the policy conditions a percentage of the disbursements are paid in to the funeral directors.

2. Will I be acceped?
Uk insurers often have certain age restrictions on who can be accepted into the plan, often these age restrictions are between around 50 and 80. As long as the applicant is within these ranges the applicants are usually accepted.

3. What is included in these Funeral plan?
Depending on the policy this will include such things as immediate assistance, a dignified resting place, arrangements for a cremation, payment of disbursements. See list of common provisions.

4. What is the average cost of a cremation in the Uk?
The average cost of a standard cremation funeral, in the UK including disbursements stands at around £2,546, which was provided by the Mintel Research Consultancy Average funeral Pricing July 2010.

5. What happens if I die when I am abroad?
This will depend upon the terms of the policy.

6. Can I have a burial ceremony instead of a cremation?
This will depend upon the terms of the policy.

1. Hiring a Minister.
2. Casket cost
3. Wake and Visitation cost.
4. Funeral Service cost
5. Cost of Cemetery Plot
6. Hospital bills and last physician costs.
6. Cost of Headstone and Engraving
7. Casket and family transportation cost.
8. Legal fees and probate costs.
9. Mortgage pay-off, car loans, credit cards
10. Outstanding Debts To be paid.